What’s the Mortgage Minute?
The Mortgage Minute is a quick, weekly tip or update from the world of home financing brought to you by Wyndham Capital Mortgage. The goal is to help you feel more confident going into the home buying or refinancing process, and to be a resource for all your mortgage-related questions.
Who is Wyndham Capital Mortgage?
Wyndham Capital Mortgage is a digital mortgage lender with a local office right here in Kansas City. They’ve been in business for more than twenty-two years and have over five hundred employees dedicated to helping current and future homeowners. They’ve served over 100,000 borrowers and provide a “mortgages without the migraines” experience.
Air Date: 04/04/2022
Start Your Homebuying or Refinancing Journey With Confidence
Mortgage rates are not one-size-fits-all and getting a mortgage can be overwhelming. You deserve a fair, fast, and easy mortgage partner to help guide you through the homebuying or refinancing process.
Our online tools can help you start home shopping with confidence and estimate what your monthly payments may be. Our refinance calculator can help determine if you could be saving money, and you can get a personalized rate quote all online in minutes.
Plus, you can always check out our blog to learn more tips and tricks on home financing.
We have an award-winning mortgage experience, and our team takes the time to listen to you and your needs. We stay connected with you on your terms anywhere, anytime so you’re always in the loop. We know taking on a mortgage or managing your existing one is a big deal and we’re here to help.
Air Date: 03/28/2022
With more than 22 years in the industry, we offer you the highest value mortgage experience to purchase a home like a pro, or refinance with ease. With Wyndham Capital, you’ll generally close on your home one to two weeks faster than the industry average. And, we guarantee you five thousand dollars* if we don’t close your purchase transaction on time.
Our technology and automation cut costs and we pass the savings onto you by offering lower interest rates. You deserve a fast, fair, easy mortgage partner. It’s not the norm, but it’s who we are. Our caring team understands the stress you’re under and supports you every step of the way.
*If we fail to close your loan on time as promised, Wyndham Capital Mortgage will guarantee up to a $5,000 credit towards your closing costs. While it is our goal to provide our On-Time Closing Guarantee, extenuating circumstances may cause delays outside this window. Exclusions may apply. Please visit https://wyndhamcapital.com/on-time-closing-terms-and-conditions/ for more details.
Air Date: 03/21/2022
Purchasing a Home in 2022
So many of you are wondering what’s in store for the housing market in 2022. What we know so far is interest rates are predicted to rise and inventory for homes will likely grow, along with the number of buyers. Inventory was at its lowest at the end of 2021 and homes sold quickly. We know that searching for a home may feel like a daunting process and buyers must stay diligent.
At Wyndham Capital Mortgage we help make the homebuying process easy by giving you our competitive advantage with our Priority Purchase pre-approval program. We help put you in a position to make a compelling offer that’s harder to turn down. Plus, you’ll be able to customize your fully underwritten pre-approval to deliver a property-specific offer letter that’s as good as cash. With this in hand, you can search for your new home with confidence and save valuable time.
Air Date: 03/14/2022
Lately at Wyndham Capital Mortgage we’ve been talking with our customers about the benefits of a cash-out refinance. Thanks to this hot housing market, your home’s value has likely never been higher. And that means it could be a great time to get cash out of your home’s equity to use however you’d like.
A cash-out refinance lets you refinance your current mortgage and potentially consolidate debt, complete home improvement projects, or take your dream vacation to travel the world, it’s up to you!
Air Date: 03/07/2022
Getting Pre-Qualified vs. Getting Pre-Approved
This year, the market is crazy and inventory is low, which can make buying a home challenging and we want you to feel prepared if you’re in the market. Many people think getting pre-qualified and pre-approved are the same thing, but they’re actually different. Most sellers will not move forward with just a pre-qualification. So in today’s market, you need your offer to stand out. With Wyndham Capital’s Priority Purchase Program, we give you a fully underwritten pre-approval so you can make a compelling offer that’s as good as cash.
Wyndham Capital Mortgage is an Equal Housing Lender. NMLS ID# 2948 (For licensing information, go to Consumer Access (nmlsconsumeraccess.org) | 888-923-9911 | 4064 Colony Road, Morrocroft II, Floor 2, Charlotte, NC 28211|Wyndham Capital Mortgage licensed by AL #21451 | AK #AK2948 | AZ : 2141 E. Highland Ave, Phoenix, AZ, 25016, Mortgage Banker License #BK-0930262 | AR #108108 | CA Department of Financial Protection and Innovation, Finance Lender Law #603H883 | CO: Regulated by the Division of Real Estate #2948 | CT #ML-2948 | DE #025001 |D.C. #MLB2948 |FL #MLD13 | GA Residential Mortgage Licensee #17110 | ID#MBL-8867 | IL Residential Mortgage Licensee #MB.6759402 – Dept. of Financial and Professional Regulation | IN #10884 | IA #2017-0149 | KS Licensed Mortgage Company MC.0025262| KY #MC390971 | LA #2948 | ME Supervised Lender License #2948 | MD #11536 | MI #FL0015915 & #SR0017188 | MN Not an offer for a rate lock agreement #MN-MO-40031142 | MS Licensed by the MS Dept. of Banking and Consumer Finance #2948 | MO #21-2380 | NE #2948 | NV #4546 | NH Licensed by the NH Banking Dept #13577-MB | Licensed as a Residential Mortgage Lender by the N.J. Department of Banking & Insurance #2948 | NM #2948 | NC #L-104239 | ND #MB103203 | OH #RM.850201.00 | OK #ML010652 | OR #ML-4964 | PA Licensed by the Dept. of Banking #3000 | Rhode Island Licensed Loan Lender by the Department of Business Regulation#20102690LL & 20112759LB | SC #MLS-2948 | SD #ML.05180 | TN #109314| TX #2948 | UT #9710532 | VT #7117 | VA #MC-2238 | WA : Licensed by the Dept. of Banking #CL-2948 | WV #ML-31395 | WI #2948BA | WY #3085 | All Rights Reserved. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, term, conditions are subject to change without notice. Wyndham Capital Mortgage is not affiliated with any government agency.